Road traffic accidents: what to do and how to claim

Road accidents can have serious consequences both personally and materially. Knowing how to act immediately after the incident and how to handle a complaint is essential to protect your rights.

What is a road accident?

A car accident occurs when one or more vehicles collide with each other or with a third-party object, causing property damage and, in many cases, personal injury. Causes include reckless driving, mechanical failures, poor weather conditions, or poor road conditions.

After an accident, those involved have legal rights and responsibilities that they must respect to ensure a fair resolution.

First steps after a car accident

1. Prioritize safety: Make sure the people involved are safe. If someone has suffered serious injuries, only move them if absolutely necessary.
2. Call emergency services: Notify the authorities and seek medical assistance if necessary.
3. Document the scene: Take photos of vehicle damage, license plates, and any relevant signs (such as road conditions or road signs). This will be crucial in supporting a claim.
4. Exchange information: Collect other drivers’ names, contact information, insurance numbers, and license plates. Also collect cookie data, if applicable.

The role of the police

If the accident causes significant injury or damage, call the police. Your official report will document the details of the accident, statements from those involved, and any witnesses. This report can be helpful in determining liability and filing a claim.

Filing a Traffic Accident Claim

Once you’ve secured your medical care and collected your evidence, follow these steps to manage your claim:

1. Contact the insurer: report the accident as soon as possible. If another party is at fault, contact their insurer to start the process.
2. Provide evidence: Includes photographs, police reports, medical certificates, and invoices related to the accident.
3. Document additional expenses: Keep receipts for repairs, transportation, and any other expenses related to the event.

Available offsets

Victims of traffic accidents can claim compensation that covers:

• Property damage: Vehicle repair costs or total loss.
• Medical expenses: including immediate treatment and rehabilitation.
• Loss of income: If injuries prevent you from working.
• Bodily and psychological injuries: Compensation for pain and suffering.

In the event of serious injuries, it is possible to apply for additional compensation for permanent disability or future medical expenses.

When to see a lawyer

If there are disputes about liability for the accident or if the insurer’s offer is insufficient, a lawyer practicing liability law will help you:

• Negotiate with insurers to obtain fair compensation.
• Represent you in legal proceedings if necessary.
• Make sure your rights are respected and that you receive the appropriate support.

Traffic accident prevention

While accidents are unpredictable, you can reduce your risk by following these practices:

• Safe driving: Obey speed limits and traffic signs.
• Avoid distractions: Keep your attention on the road.
• Vehicle maintenance: Check the brakes, tires, and headlights regularly to make sure they are in optimal condition.

Conclusion

A car accident can have a big impact on your life, but knowing how to take action and make a claim can make all the difference. Prioritizing safety, properly documenting the incident, and seeking legal help if necessary are key steps in protecting your rights. With the right information and support, it is possible to get fair compensation and get through this difficult process. At BCV Lex, our teams in Bordeaux and Madrid are at your service and operate throughout France and Spain to defend your interests. Don’t hesitate to contact us.